English Summary
Health Insurance

The comprehensive insurance

Whether at the doctor’s, at the dentist´s or in hospital with our special German Health Insurance comprehensive cover you enjoy the best treatment available should you fall ill.
And this at an amazingly reasonable cost.

A very special treatment
When it comes to medical care you should be able to take unrestricted advantage of all necessary treatments which consider important. So that you are able to fully recover from illness.
With our German Health Insurance you enjoy receiving treatment as a private patient - from a doctor or dentist of your choice as well as from any registered non-medical practitioner or psychotherapist. In hospital you are, according to your chosen tariff, accomodated in a single or two bed room and will receive the best medical treatment.

Pay lower premium rates
Our German Health Insurance offers you a high value private health insurance at an amazingly reasonable cost. So that your premiums remain affordable as you get older, the insurance builds extensive age provisions, which you benefit from later on.
If you want to additionally provide for your future, you can make a binding agreement today with the insurance which guarantees that your premiums will be reduced at a later date.

For your personal rate please send us your date of birth by eMail or use our secured ONLINE-Service (only in German language available).

Choose your perfectly fitting cover
With our German Health Insurance you have your own personal requirements when it comes to your health insurance. You yourself know which treatment benefits you would like to take advantage of should you fall ill. For this reason it is logical that your health insurance cover should adapt to fit with your personal ideas and requirements. With the adaptable tariff system you have the choice between extensive cover without an excess clause, or in order to reduce your premiums you can opt for the excess options.

Extensive benefits you can trust in
In our German Health Insurance you can choose tariffs with different excesses or without excess and benefits in 3 categories.
Please note that the cover is unlimited worldwide!
(Please refer to the General Terms and Conditions of the exact relevant tariff for precise extent of your insurance cover.)
 

General medical and out-patient treatment

• medical treatment in any way by a doctor, registered non-medical practitioner, or psychotherapist of your choice
• drugs and dressings
• therapeutic aids
• auxiliaries (e.g. optical aids)
• speech therapy
• physiotherapy
• remedial gymnastics
• childbirth fees
• home nursing
• repatriation from abroad
• additional benefits in the event of death abroad

You will get 100% cover with an annual excess of 0 EUR (!), 640 EUR, 1000 EUR, and 2000 EUR.
(Children under 15 years of age pay half the annual excess.)

Dental treatment

• dental treatment by a dentist of your choice
• technical dental laboratory work and materials
• treatment cost plan´

You can get a cover between 50% - 100% for dental treatment and 50% - 75% for dental protheses and crowns. In this category there is no annual excess.

In-patient treatment

• standard hospital treatment
• free choice of fee authorised hospital doctors (e.g. senior physician consultant)
• transport in a rescue helicopter to hospital and by ambulance to or from the hospital (both up to 100 km)
• services provided by midwife

You will get 100% cover without any annual excess in a single or two bed hospital room or for a lower rate in a room with more than two beds.